Loan

What’s the Documents Needed to Apply Housing Loan with Banks
For Individual Applicants:

1. Identity Card (NRIC) or passport

2. Bank Statements (compulsory in the absence of salary slips and/or Form J/EA Form)
Latest 3 months for the applicant who are having fixed income
Latest 6 months for the applicant who are having non-fixed income

3. Salary Slips
Latest 3 months for the applicant who are having fixed income
Latest 6 months for the applicant who are having non-fixed income

4. KWSP (EPF) Statement

5. Latest income tax return form (Form J) or EA form

6. Employer Confirmation Letter

7. Sale and Purchase Agreement/deposit or booking receipt/letter of offer from the housing developer

 

For Self Employed Applicants:

1. Identity Card (NRIC) or passport

2. Business Registration Documents (SSM)

3. Income Tax Statement (Form B & D)

4. Latest Financial Documents (e.g. Profit & Loss Account – Latest 2 years)

5. Bank Statements for Company (Latest 6-12 months)

 

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